Construction Insurance Coverage

Get your construction business covered.
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See What People Are Saying About Us

Love Russell Agency! They take their time with you, no rushing. I can pay via a quick phone call every month (my preference) and always feel secure in knowing that my business is appreciated!

Tim Zori
Tim was great to work with! He is by far the best insurance agent that we have encountered thus far! His communication is stellar and responsiveness to his clients is above expectations!

Samuel Hodge
This is the most professional and most helpful company out there. Willing to help with all your needs no matter the time of day or night even on weekends. They actually saved my company going out of business.

Wilford Dortch
I am very impressed with The Russell Agency! The customer service is amazing- prompt follow ups, knowledgeable staff, and quotes generated very timely! This is hands down the best out there to work with!

Megan Desappa

Why Russell

Russell Agency offers tailored coverage for your personal, professional, and commercial insurance. 
Over 30 years of experience in providing insurance services.
Save up to 20% on premiums with Russell Agency.
We’ve helped in the growth of 1000+ businesses.

We keep it safe and compliant

Our services for the construction industry include risk assessment and compliance assistance. We collaborate with businesses to evaluate their risk levels and identify potential safety hazards, while also providing OSHA monitoring to ensure compliance with applicable laws and regulations.

Insurances by Profession

Get specialized coverage for professionals. We understand that different professions require different insurance solutions. 

Kings Transportation LLC finds a trusted insurance partner with Russell Agency

“We were able to get a tailor-made solution from Russell Agency that helped us save upwards of $2000 in insurance costs! Now that we have a more accurate insurance classification, we can bid on more jobs to increase our business opportunities and operations.”
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Coverage By State

We offer all types of insurance coverage that varies by state, ensuring you get the coverage you need for your specific location and operation.

Alabama

Tennessee

Georgia

Wisconsin

Insurances by Coverages

Our wide range of coverage options ensure you’re protected at every step of the journey. 

Things You Should Know

Who needs it?

The construction industry accounted for one-fifth of worker fatalities in 2020, according to OSHA.
All construction businesses should consider insurance coverage to mitigate potential risks.

Construction business insurance is important for:
  • Contractors
  • Architects
  • Engineers
  • Subcontractors
  • Workers
  • Owners
It helps anyone involved in the construction industry to mitigate uncertainties and protect against potential losses.

What’s the cost?

The cost of construction business insurance depends on factors such as:
  • Type of coverage
  • Size of project
  • Scope of project
  • Location of your project
  • Vehicles you drive for work
At Russell Agency we help you identify and reduce risks which can lead to lower premiums. We also help you shop around and compare quotes to ensure you’re getting the best coverage possible. 
Contact us today to save on your construction business insurance!
Get Your Quote Now

FAQs About Construction Insurance

Construction insurance is a type of insurance policy that provides coverage for individuals or businesses involved in construction projects. It covers a range of risks, including bodily injury, property damage, and other liabilities that may arise during construction work.
Construction insurance covers a variety of risks associated with construction projects, including accidents, property damage, and legal liabilities. It typically includes general liability coverage, builder’s risk coverage, workers’ compensation insurance, and professional liability coverage.
If you are involved in construction work as a contractor, builder, or property owner, you may need construction insurance. Most construction projects require some form of insurance coverage to protect against potential risks and liabilities.
The cost of construction insurance varies based on several factors, such as the size and complexity of the project, the type of coverage required, and the level of risk involved. It’s important to obtain quotes from multiple insurance providers to compare costs and coverage options.
Builder’s risk insurance is a type of construction insurance that provides coverage for damage or loss to a construction project during the course of construction. It typically covers materials, equipment, and other property on the construction site, as well as damage caused by theft, vandalism, or other unexpected events.
Subcontractors may need their own insurance coverage, depending on the specific requirements of the construction project. Generally, subcontractors should have their own liability insurance to protect against potential accidents or injuries that may occur during their work.

Read Our Blog for More Industry Knowledge

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Apply for your insurance online or with an agent with ease, we’ll protect you every step of the way.

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Talk to an agent

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+1-251-246-5822