Physical Damage

Physical Damage coverage is a combination of a few insurance coverage that protect your vehicle. This coverage include Collision coverage, and Comprehensive coverage.

Collision coverage - provides protection for your vehicle if you are involved in an accident.

Comprehensive coverage - provides protection if your vehicle is damaged or stolen.

Do you need Physical Damage insurance?

To provide you with the most protection for your investment - you should obtain Physical Damage insurance. If you do select Physical Damage insurance, it is recommended to insure it for its actual value. This can change depending on a few factors, but getting your vehicle appraised is a great start.

If your vehicle is leased or financed, it is usually required to have Physical Damage insurance. If your vehicle is paid off, physical damage coverage is optional.

Physical Damage deductibles

Quote online or contact an insurance specialist.