Trucking insurance can be sold by thousands of independent insurance agents as well as directly from some trucking insurance companies. The coverages of the policy may be the same however the insurance agents may or may not. Some insurance agencies use aggressive sales tactics including terminology that makes their offer sound “exclusive” or “hard to get”. However, once the contract is signed, their focus moves onto the next company.

The right trucking insurance agent will gather information regarding your business, be invested in helping you obtain the coverages you need and will be committed to the success of your business after you sign on the dotted line. The right trucking insurance agent will not cut corners to secure a sale or misrepresent your business to insurance companies. Their goal is to build a durable lasting partnership that improves the operation and success of your business.

Potential Downsides When Choosing Insurance Agents

Imagine you’re shopping for commercial trucking insurance, you are an auto hauler that hauls new vehicles to multiple dealership locations. The average value of your load is $250,000. When you shop for trucking insurance, you may encounter insurance agents trying to sell you coverage that is priced significantly under other quotes you have received. Trying to operate as profitably as possible, you choose to purchase insurance from this agent. Two months later, your insurance company contacts you and states your insurance was misrepresented and you will now be charged an additional 35%. When you investigate the issue, you find that the insurance agent represented your business as a towing operation in order to save $5,000. This same “savings” could potentially put your business out of business.

Some trucking companies have reported that it takes their insurance agent 1-5 hours to receive a certificate of insurance. Your business is at jeopardy of losing vital contracts that keep your business afloat. Without quick service, your business will be passed over and missing loads means missing revenue.

Contrast this with a company like Russell Agency, which secures the coverages you need, unmatched customer service, and support for your needs. If you need a certificate of insurance, our representatives will handle this promptly. Russell Agency’s focus is keeping your trucking company rolling and operating effectively.

The Value of Transparency

The right trucking insurance agent understands transparency is critical. The right agent builds a relationship, offering top-notch service, and providing solutions to meet the needs of your trucking operation. Russell Agency, for example, provides trucking insurance in Alabama, Tennessee, Georgia, and Wisconsin. We plan to extend our service and solutions to more states and provide the service you deserve.

Choosing the Right Trucking Insurance Agent

When choosing a trucking insurance agent, block the outside noise whether it be “exclusive offers”, “only available today”, or other aggressive sales tactics. Avoid agents who intentionally promote misrepresenting your business to obtain “cheaper rates” as cheaper will likely end up costing more in the long run. Consulting with the right insurance agent should feel like a breath of fresh air, you should be able to know your business is properly covered, your risks are reviewed, and you will feel comfortable working with this agent.

The wrong agent focuses on themselves, advising you what’s best for them, and that outcome “may” help you.

The right trucking insurance agent will advise what’s best for your business and operation.

Ready to choose the right trucking insurance agent? Get a quote today and experience the difference of working with an agent who is committed to the success of your business.