7 Common Commercial Truck Insurance Claims and How to Prevent Them

Rear-End Collisions:

Rear-end collisions are a common commercial truck insurance claim. To prevent them, drivers should maintain a safe following distance, pay attention to the road and traffic ahead, and avoid distractions while driving.

Jackknifing:

Jackknifing occurs when a truck’s trailer skids and swings out to the side, causing the truck to fold in on itself. To prevent jackknifing, drivers should avoid sudden movements, reduce speed in adverse weather conditions, and be aware of the weight distribution in the trailer.

Rollovers:

Rollovers are another common commercial truck insurance claim. To prevent them, drivers should reduce speed in curves and turns, avoid overloading the trailer, and ensure that the load is properly secured.

Lane Change Accidents:

Lane change accidents occur when a truck collides with another vehicle while changing lanes. To prevent these accidents, drivers should use turn signals, check blind spots, and avoid sudden lane changes.

Equipment Malfunction:

Equipment malfunction is another common commercial truck insurance claim. To prevent it, trucking companies should invest in regular vehicle maintenance, including oil changes, tire rotations, and brake inspections.

Driver Error:

Driver error is a common cause of accidents in commercial trucking. To prevent driver error, trucking companies should invest in driver training programs, enforce strict safety policies, and regularly review and update their safety protocols.

Cargo Theft:

Cargo theft is another common commercial truck insurance claim. To prevent it, drivers should secure their loads properly, avoid leaving their vehicles unattended, and use GPS tracking to monitor their vehicles’ location.

Implementing these preventative measures can help reduce the risk of accidents and insurance claims, ultimately leading to lower insurance costs for commercial trucking companies.